Offering a range of risk graded, low cost and well diversified investments, Total Clarity Funds (TCF) is an innovative asset manager. Their clients are all types of investors: large and small, seeking transparent, consistent and fairly priced funds for their ISAs, pensions and investments.
Their funds are diversified by holding a wide array of index funds, each of which invests in several bonds, companies and the like to guard against failing companies. This choice of mixed asset trackers offers greater diversity for a low capped annual charge.
Total Clarity Funds have used their significant and extensive experience to challenge the rules of fund management to provide smart, low cost simple solutions to today’s investment challenges. It is simple really – costs reduce returns. So TCF reduce costs to maximise returns without sacrificing quality or security.
| Account name | Initial fee | Management fee | Minimum deposit | Transfer In |
|---|---|---|---|---|
| Total Clarity Child ISA | 1.00% | 1.00% | £50 per month or £500 lump | Yes |
- Low initial and annual charges
- 3 investment options – Defensive, Balanced and Adventurous
- IPad2 Competition – a prize draw to win a IPad2
There are three portfolios – defensive, balanced and adventurous, and parents can choose one or a mix of these portfolios.
Read more about the Total Clarity Fund Child ISA on the Children’s ISA website
Each Total Clarity fund has a different mix of assets to deliver a different risk profile:
a. Total Clarity defensive portfolio
The Fund is aimed at those investors seeking a low volatility exposure to a widely diversified investment portfolio whose underlying investments are spread between asset classes including UK and international equities, fixed income and real-estate, although with a majority of fixed income assets.
b. Total Clarity diversified balanced portfolio
This Fund is intended for those investors who seek a relatively higher investment return over the longer term but are happy to expose themselves to moderate levels of volatility. The exposure will be gained by investment into a broadly diversified investment portfolio whose underlying investments are spread across asset classes including UK and international equities, fixed income and real-estate.
c. Total Clarity diversified long term growth portfolio
The third Fund is available to those investors who seek a relatively high volatility exposure to a broadly diversified investment portfolio whose underlying investments are spread between asset classes including UK and international equities (including small companies and emerging markets), fixed income and real-estate. Their goal should be a superior long-term investment return for the potentially higher level of investment risk inherent in this Fund.
Importantly the founders of TCF Investment have the majority of their own investments in the Total Clarity funds. This helps ensure that they treat funds with the utmost care and diligence.
The TCF Difference
- They invest their own savings in their funds.
- Their funds get cheaper as they grow – because that’s fairer.
- Low cost, safe, and transparent are their watchwords.
- They never forget whose money they are looking after.
For further information, visit the The Children’s ISA website and apply for the Ethical Child ISA
